Before You Apply for a New Credit Card

Apply for a new credit card is a big decision. Applying and getting rejected can result in a “hard pull” on one or more of your credit reports. The result can mean a further reduction of you credit score, becoming a self perpetuating problem.

Fortunately there’s help to make the decision of whether or not you should apply for credit.

Call our team for a free credit analysis and report: 1-844-254-9521
We’ll help you determine the best course of action, by looking at

1 – Credit history (length)

2 – Confirm that your income is sufficient along with debt to income ratio.

3 – Discover and work to remove negative items, such as inaccuracies (late payments, charge offs, liens and more that are currently on your credit report and negatively impacting your credit.

Please Note:

A negative item can be anything from a late payment to a charge off and these items can adversely affect your credit for 7 years (10 in cases on bankruptcy.) This means even negatives that should NOT be on your report, could be responsible for your credit rejection.

The good news is that you’re empowered to do something about it.

Essentials