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Credit Reports

How to get your credit reports for free, how to interpret them, and how to correct any errors they may contain.

credit score means

What Your Credit Score Actually Means

700, 620, 800 — what do these numbers mean and how do they affect your credit rating? To understand your ...
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credit score ratings

Transunion, Equifax & Experian Credit Scores: What Are the Differences & How Do They Affect Your Credit Rating?

When people hear the words “credit score,” most people picture one score that details their credit history and patterns. Howev ...
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late payments

Late Payments: How They Really Affect Your Credit Score

How do late fees really affect your credit score? Learn all the details here ...
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credit score contributors

INFOGRAPHIC: 5 Contributors to Your Credit Score

Our credit scores affect multiple areas of our lives, although only few of us actually know what factors actually contribute to ov ...
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How to Fix Your Credit Report

The most effective way to fix your credit report is to attack it from two directions… ...
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Remove Negative Items From Your Credit Report

Because of the importance of your credit report, you should ensure it is up to date and contains only the most accurate informatio ...
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How to Interpret Your Credit Reports

Accessing your credit report is one of the most important things you can do for your financial health. It allows you to see what y ...
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Obtain Your Credit Reports for Free

Every consumer has the right to receive a copy of his or her credit report from each of the three major credit bureaus one time ev ...
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Why Should I Check My Credit Report?

Checking your credit report regularly gives you peace of mind that your identity has not been compromised. ...
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Factors That Can Help First-Time Borrowers Establish Credit

It is one thing to have bad credit in today’s wo ...

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