What Your Credit Score Actually Means
700, 620, 800 — what do these numbers mean and how do they affect your credit rating? To understand your […]
Credit Reports
How to get your credit reports for free, how to interpret them, and how to correct any errors they may contain.
Transunion, Equifax & Experian Credit Scores: What Are the Differences & How Do They Affect Your Credit Rating?
When people hear the words “credit score,” most people picture one score that details their credit history and patterns. However,
Late Payments: How They Really Affect Your Credit Score
How do late fees really affect your credit score? Learn all the details here
INFOGRAPHIC: 5 Contributors to Your Credit Score
Our credit scores affect multiple areas of our lives, although only few of us actually know what factors actually contribute to over overall score. The following infographic helps provide some clarity on what exactly makes up your credit score.
How to Fix Your Credit Report
The most effective way to fix your credit report is to attack it from two directions…
Remove Negative Items From Your Credit Report
Because of the importance of your credit report, you should ensure it is up to date and contains only the most accurate information.
How to Interpret Your Credit Reports
Accessing your credit report is one of the most important things you can do for your financial health. It allows you to see what your potential lenders see.
Obtain Your Credit Reports for Free
Every consumer has the right to receive a copy of his or her credit report from each of the three major credit bureaus one time every 12 months.
Why Should I Check My Credit Report?
Checking your credit report regularly gives you peace of mind that your identity has not been compromised.