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Debt Management

Responsible debt management is essential to achieving financial freedom and positive net worth. Unfortunately, many people are facing uncontrollable amounts of debt; especially with the recent economic downturn. If you want to get out of debt you need to explore your options. Whether you are considering bankruptcy or are trying to pay down your student loans, there’s always something that can be done to make your debt situation less intimidating and more manageable.

How difficult is it to get the IRS to Accept an Offer in Compromise?

Only 15% of these tax settlements actually get approved by the IRS. This means that you may face several rejections before your of ...
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Can IRS Tax Debt Be Cleared Through Bankruptcy?

There are a few items to consider that can help ensure that if you file for bankruptcy you can be cleared of your IRS tax debt. ...
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7 Things You Should Know Before Filing for Bankruptcy

Filing bankruptcy is a big step that can negatively affect aspects of your life other than your credit score. ...
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Qualifying for a Loan – What Do Lenders Look For?

Learn what factors a lender will take into consideration when evaluating your position as a borrower. ...
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Factors That Can Help First-Time Borrowers Establish Credit

It is one thing to have bad credit in today’s wo ...

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